Chief Minister of Kerala, Mr VD Satheesan, recently launched a new Health Insurance Scheme. The name of this scheme is named after the former Chief Minister Oommen Chandy. So the name of this scheme is the Oommen Chandy Health Insurance Scheme. The announcement of this scheme was made during the presentation of the state budget on 19th June. Under this scheme, every family will get health insurance of Rs. 25 Lakhs. With the help of this scheme, the government wants to reduce the burden of medical expenses on families in Kerala. Read the Registration Process for the scheme.
Oommen Chandy Health Insurance Scheme
We all know that the Congress-led government of Kerala made this scheme as part of the Indira Guarantee, and they have now implemented this scheme officially all over the state. We all know that this time, people are facing so many problems if any member of the family gets ill and needs treatment, which requires a lot of money. Now, the government wants to reduce the burden on the families of Kerala state of Medical Expenses launched the Oommen Chandy Health Insurance Scheme.
Now, under this scheme, each of the eligible families will get Health Insurance of Rs. 25 Lakhs. For the starting phase of this scheme, the government also allocated a budget of Rs. 10 Crore. This scheme is one of the biggest parts of the promise list, which is discussed most at the time of the election. This scheme is going to be very helpful to all the common people of the state.
Overview of Kerala Health Insurance Scheme
| Name of scheme | Oommen Chandy Health Insurance Scheme |
| Benefits Given | Medical Coverage of Rs. 25 Lakhs |
| Beneficiaries | All families in the state of Kerala |
| Officially Launched | On 19 June 2026 |
| Launched By | Kerala |
| Named on | Former Chief Minister Oommen Chandy |
Objective of the Oommen Chandy Health Insurance Scheme
This scheme is going to provide cashless medical facilities to the Kerala’s people. This scheme is going to become one of the largest medical insurance schemes and also provides financial protection to the citizens of the state who are facing many financial crises due to any kind of disease. The scheme is going to provide free medical treatment in empanelled government or private hospitals of the state.
Features of Scheme
- Scheme Coverage: This scheme covers up to Rs 25 Lakhs per year for each family.
- Budget Released For Scheme: The Government initially released Rs. 10 Crore for the implementation of this scheme.
- Beneficiaries Targeted: All the families of the Kerala state are covered in this scheme.
- Disease Cover: This scheme covers diseases like Cancer, Heart, ICU Care, etc.
Scheme Benefits
- Under this scheme, every family in the state of Kerala will get the Health Insurance coverage of Rs. 25 Lakhs.
- There is no income limitation; in this scheme, families from every income group are going to get benefits.
- After getting insured in this scheme, families will receive cashless treatment from private or government hospitals of the state that are empanelled in this scheme.
- It will also help to reduce the medical expenses burden on the family.
Eligibility Criteria
- Beneficiaries must be permanent citizens of the state of Kerala.
- In this scheme, every Economic section group family is going to become a beneficiary.
- One insurance policy for one Family.
Documents List
- Aadhaar Card of each of the family members
- Ration card to check the Economic Status of the Family
- Photograph in passport size of family members
- Mobile Number linked with the Aadhaar Card.
How to Avail Benefits From Kerala Oommen Chandy Health Insurance Scheme?
- Recently, on 19 June scheme government released the budget to implement this scheme officially all over the state.
- But to date, there is no dedicated portal available for the scheme, and no registration lines are open.
- When the government complete all the formalities of the scheme, then they will open the registration process to get insured with this scheme.
- Check all the latest updates of the scheme.
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FAQs
This is a health Insurance scheme going to provide relief to the families of the state.
It is Rs. 25 Lakhs for each of the Families.
No, to date, there is no information available.
When you submit the application form, after verification, families are going to be insured under the scheme.
Aakash Kumar is a professional content writer with 10 years of experience. His knowledge is mainly in South Indian news and especially in Government news and their schemes. He shares his knowledge on nayilakshu.com daily, providing genuine, high-quality information to our visitors.